Retirement Calculator

Your Details

Current Age

Retirement Age

Current Savings ($)

Monthly Contribution ($)

Expected Return Rate 7%

Inflation Rate 2.5%

Desired Monthly Income ($)

Years in Retirement

Other Income Sources

These reduce how much your savings need to cover. Enter the monthly amount you expect to receive at retirement.

🏛️ Government Benefits ▾

CPP / QPP ($/mo)

Max 2024: ~$1,364/mo

OAS ($/mo)

Max 2024: ~$713/mo at 65

💼 Employer Pension ▾

Monthly Pension Income ($)

Enter your expected defined-benefit pension payment

🛠️ Part-Time / Side Income ▾

Monthly Amount ($)

For How Many Years?

🏠 Rental Income ▾

Monthly Net Rental Income ($)

After mortgage, tax, and maintenance costs

🎁 Inheritance / Lump Sum ▾

Expected Amount ($)

At What Age?

This will be grown at your expected return rate until retirement if received before then, or counted as a lump sum at retirement if received after.

Retirement Projection

Projected Savings at Retirement

$1,214,000

Total Needed (from savings)

$1,200,000

Surplus / Deficit

+$14,000

Years to Retire

Req. Monthly Savings

$487

Monthly Retirement Income Breakdown

How your $5,000/mo target will be funded

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